WhatsApp Launches UPI-based Payments in India

WhatsApp Messenger has started testing its UPI-based payment feature in India. However, the new feature is available for only a selected set of WhatsApp Beta users both on Android phones and iPhones. It is said to be available on WhatsApp version 2.18.21 for iOS, and version 2.18.41 for Android.

The feature is said to be rolling out only for Indian users and can be accessed via the application settings.  If you are unable to see this feature at the moment, we suggest you update the application from either Google Play Store or App Store.

It was recently announced that WhatsApp has 1.5 billion monthly active users with 6,000 crore messages on an average being sent on a single day. Taking into consideration the large user base of the messaging app and also the digital revolution in India, this newly added feature may give the much needed boost to digital payments in the country.

Moreover, this new feature is as easy to operate as the other exiting features of WhatsApp. Click on ‘Payment‘ option which will then ask you for your mobile number. Verify your mobile number after which you can select your preferred bank account (linked to your mobile number) to connect with UPI.

You will then be asked to create an authentication pin if you haven’t as yet used the UPI payments platform. You will also have to create a UPI account or you can use your existing UPI account through the UPI app or through your respective bank’s website or smartphone app.

One must condition for this feature is that both the parties (sender and receiver) need to have the WhatsApp Payments feature to successfully transact on the app. Users have reportedly been facing issues linking their bank accounts to the app, which is expected from a feature only available in beta version.

The new payments feature can be accessed alongside gallery, location, contact and other options already available through the attachments menu (the pin symbol available at the bottom) in the chat window. This new feature from WhatsApp has all the features to rival the similar ‘Tez‘ app which was launched by Google last year.

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About Phaneendra Varma 146 Articles
Fan of Cricket. Devotee of Sachin. Follower of the Cricket game since 2003 World Cup!

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